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Buyers

Tips for Added Value: Interior

Many home sellers often overlook easy and relatively inexpensive fixes and upgrades that not only increase visual appeal but may also add real value to a home’s selling price. While major remodeling is costly and may not address the needs and tastes of prospective buyers, these repairs and maintenance suggestions have universal appeal and may […]

by Harry Andruss on 10/23/17

Buyer Beware: After-Storm Contractor Scams

If Mother Nature didn’t do ample damage with heavy rains, lightning, and hail, get ready to weather another storm in the way of contractor scams. As if there wasn’t enough to deal with in terms of flooding, downed trees, torn-off shingles, and cracked siding, now you have to put your trust (and money!) in the […]

by A&J Specialty Services on 10/10/17

Confused about Mortgage Interest? Here’s How It Works

Many first-time home buyers are confused about the way mortgage interest works; in fact, it’s fairly easy to understand once you think about it. As you know, any type of loan—whether it’s a mortgage or a car loan—requires you to pay interest to your lender for the use of this money while you’re paying it […]

by Dan Leeder on 9/25/17

You CAN Buy Again

 

by Heather Mitchell on 11/15/16

Mortgage Insurance Helps Offset Your Lender’s Risk

Mortgage lenders, like companies that make car and credit card loans, take a risk that the person borrowing their money will be unable to repay it. While mortgage companies use criteria such as credit scores and down payments to determine the likelihood that the borrower will repay the loan, they also use mortgage insurance (MI) […]

by Dan Leeder on 11/10/16

AIR CONDITIONER HAIL DAMAGE

The hail storm that passed through Madison this week sparked some phone calls asking what to do about air conditioner hail damage. Here are a few tips for what to look for with hail damage to AC unit coils and metal covers. Air conditioner hail damage can be superficial as with the exterior metal casing, […]

by Pharo Heating & Cooling on 11/3/16

Plumbing Maintenance Tips

A healthy plumbing system can help lessen the chance of leaks, ruptures, clogs and other not-so-nice events. Homeowners who take some basic precautions and implement a few simple steps can be more confident in the state of their home’s plumbing, and can save on costly repairs as well. Know where the main water shutoff valve […]

by Harry Andruss on 10/13/16

You Can Reduce Your Closing Costs … but Should You?

All of the costs incurred in the course of purchasing or refinancing a home are called “closing costs.”  They include fees that you pay the lender, most importantly the origination fees, but other fees as well, such as appraisal, title, and recording fees.  Closing costs are usually paid from the borrower’s funds, but often you […]

by Dan Leeder on 10/6/16

Historical Rates on 30-Year, Fixed-Rate Mortgages

by Heather Mitchell on 9/8/16

Interest Rates Are Nearing A Historic Low

by Heather Mitchell on 7/19/16